Purpose & Scope

This Privacy Policy describes how and why United Economic Development Fund. ("UEDF"), and the UEDF affiliates listed in the Sub-Processors document located here: Uedf.org (each an "UEDF Affiliate") which provide services through:

www.uedf.org; any other websites where this Privacy Policy is posted; or any software application made available by UEDF, or an UEDF Affiliate for use on a computer, tablet, mobile phone or other mobile device (together the "Services") collect and process personal information about you, how this information is protected, and your rights in relation to it.

The Services are owned and operated by UEDF. Unless this Privacy Policy states otherwise, in this Privacy Policy, the terms "us", "we" or "our" refer collectively to UEDF, and the UEDF Affiliates.

This Privacy Policy applies only to the information collected on the Services. It does not apply to access to UEDF's electronic trading platforms, whether provided through the Internet or by other means. Access to UEDF's electronic platforms is limited to members and participants of the relevant market who have entered into off-line agreements with UEDF or an affiliate of UEDF for such access, and is governed by the terms of those off-line agreements. Such agreements also explain how the personal information collected by UEDF's electronic platforms is processed.

Your use of the Services is subject to UEDF's Terms of Use/Site Disclaimer, available here Terms of use and from our homepage, including any applicable limitations on damages and the resolution of disputes.

Changes to Privacy Policy

This Privacy Policy is current as of the effective date set forth above. We reserve the right to change this Privacy Policy from time to time. Changes and modifications to this Privacy Policy will be effective immediately upon posting of the changes and modifications on the Services, except where prohibited by law. You should therefore periodically visit this page to review the current Privacy Policy. If we change this Privacy Policy, we will notify you of the changes by updating the effective date at the top of this policy and, if required by applicable laws, by other means, such as email or notice within the Services. Where the changes will have a fundamental impact on the nature of the processing or otherwise have a substantial impact on you, we will, as required by applicable laws, provide you with notice in advance. If at any time you choose not to accept the terms of this Privacy Policy, you should not use the Services.

Collection of Information

Personal Information We Collect Directly from You, We collect personal information from you when you use the Services. The type of information that we collect from you depends on your particular interaction with the Services. We collect information from you directly (such as your registration information), automatically (via technologies such as cookies), and from other sources, including commercially available sources, such as public databases (where permitted by law). We require you to register with the Services to access certain features. When we do, we may collect the following information from you during the registration process:

Identifiers, such as your name, date of birth, age, address, country of residence, phone number, email address, account password, or other identification details;

Commercial information including records of products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies;

Protected characteristics, such as your military status;

Education information, such as the information included in your curriculum vitae;

Professional information, such as your job title, company, or investor type;

Financial information, such as your credit card information when making a purchase through the Services (a third party service provider processes these transactions on our behalf and will collect from you your contact information (such as your name, address, and e-mail) and financial information (such as credit card number and expiration date));

Audio, electronic, visual, or similar information, such as photographs or voice recordings; and

Your preferences, such as how often you wish to receive marketing or other communications.

Personal Information We Collect Automatically

We and our third party service providers use cookies, web beacons, and other tracking technologies to collect information about you automatically as you use our Services. Examples of this type of information include, but are not limited to;

Identifiers, such as your IP (Internet Protocol) address, your browser type, your operating system, or domain name; and Internet or other electronic network activity information, such as the dates and times of your use of the Services, the route by which you choose to access them, and your use of any hyperlinks or downloadable content available on the Services.

We may combine this information with other information that we collect about you. For additional information about our use of these technologies, please see “Cookies and Other Tracking Technologies” below and our Cookie Policy.

Personal Information We Collect From Third Parties

We also collect information about you from third party sources, including suppliers that help us prevent money laundering and fraud; marketing agencies; identity verification services; and analytics providers. The categories of personal information we collect from these sources are:

Identifiers, such as your name or date of birth;

Commercial information;

Audio, electronic, visual, or similar information, such as photographs or voice recordings;

Financial information;

Financial information;

Protected characteristics;

Professional Information, such as your employer name;

Education information; and

Internet or other electronic network activity information.

Please note that we may be required by law to collect and use certain personal information about you. And we may need to collect and use personal information to enter into or fulfil a contract with you. Failure to provide this information may prevent or delay the fulfilment of our obligations in these circumstances. Where you provide personal information to UEDF for purposes of providing Services (“Customer’s Personal Information”), UEDF acts as a Service Provider with respect to such Customer’s Personal Information. UEDF will process Customer’s Personal Information consistent with Intercontinental Exchange’s Privacy Policy and unless Customer provides prior written approval, UEDF will not collect, retain, use, disclose, or sell Customer’s Personal Information for any purpose other than performing the Services, enabling UEDF to meet its legal and regulatory requirements, marketing UEDF’s products and services, or product improvement and development.

Use of Your Information

We primarily use your personal information to provide our services to you and to respond to your inquiries. We also may use your personal information as follows:

To communicate with you, including to respond to your comments or requests for information, to request feedback on our products and services, and to notify you about changes to your subscriptions or to the services and products you use. To help us understand our customers, to tailor and enhance our product and service offerings, anticipate and resolve problems with any products or services supplied to you, create products or services that may meet your needs. To provide access to restricted pages or contents of the Services. To comply with legal and/or regulatory requirements and cooperate with regulators and law enforcement bodies. To facilitate your activity and to identify you when you log into your account on our Services. To send you marketing communications and advertising in line with your communications preferences and where permitted by applicable law about products and services that we believe would be of interest to you, including products and services offered by third parties. To evaluate the success of our advertising campaigns, to improve our products and services, to assess patterns of use, and to plan and evaluate our marketing and business development programs. To protect our rights, your rights, and the rights of others, and to meet our own high standards of business practice.

Information For EU Users

Some of the processing we conduct will involve making decisions about you based on automated processing of your personal information. For example, we may conduct profiling activities to select personalized offers or recommendations for you based on your use of the Services, browsing history. If you are in the EU, where these decisions are based solely on our automated processing of your personal data (e.g., not subject to human review), these types of decisions will not have legal or similar effects on you, but you can still contact us for further information and to object to this use of your personal information.

Under EU privacy law, we must have a legal basis to process personal information. In most cases the legal bases for our processing, under EU law, will be one of the following:

to fulfill our contractual obligations to you, for example to provide the Services or to ensure that invoices are paid correctly; to comply with our legal and/or regulatory obligations, for example obtaining proof of your identity to enable us to meet our anti-money laundering obligations; and/or to meet our legitimate interests, for example to: understand how you use the Services and to enable us to use this knowledge to improve our products and services and to develop new ones; to communicate with you about the products and services that you use or we offer; maintain our accounts and records; to assess patterns of use; and to plan and evaluate our marketing and business development programs. When we process personal information to meet our legitimate interests, we put in place, when needed, safeguards designed to protect your privacy interests, freedoms, and rights under applicable laws. We may obtain your consent to collect and use certain types of personal information when we are required to do so by law (for example, in relation to some direct marketing activities, our use of cookies and tracking technologies or when we process sensitive personal information). If we ask for your consent to process your personal information, you may withdraw your consent at any time by contacting us using the details at the end of this Privacy Policy.

We may anonymize your personal information and use it for other purposes. For example, we may prepare aggregated reports about how users interact with the Services for research.

Cookies & Other Tracking Technologies

We use cookies and other technologies to automatically collect information when you access the Services. For more information, please see our Cookie Policy

Our systems do not recognize browser do-not-track signals. However, you may control how your browser accepts cookies; please see our cookie policy for more information.

Disclosures & Onward Transfers

We share your personal information for our business purposes with the following persons/entities and in the following circumstances:

Third Party Service Providers: To enable us to more efficiently provide the products and services you have requested from us, we may share your personal information with selected entities that act on our behalf as our agents, suppliers, or providers, or these entities may collect your personal information on our behalf. These service providers may provide services such as marketing support, technical assistance, data hosting, payment processing and customer service support. We also engage third-party analytics providers to help us understand how users engage with the Services. These analytics providers may use cookies and similar technologies to collect information about your use of the Services as well as information about your use of other websites over time.

Subsidiaries and UEDF Affiliates: We share personal information with subsidiaries and the UEDF Affiliates for the purposes of providing the services you have requested and to fulfil our contractual obligations to you, and to fulfil legal and regulatory obligations. We may also share personal information with subsidiaries and affiliates for their marketing use and so that they may develop and improve products and services, and subject to applicable law send you promotional and informational communications. California residents should consult our California Privacy Rights section below for additional information about the sharing of information with subsidiaries and affiliates.

Legal Compliance and the Protection of Our Rights: We will share information with regulators, government authorities, and third parties where we believe it is necessary to comply with a court order, subpoena, or regulatory request. We may disclose information when we believe in good faith that such disclosures will: help protect our rights or enforce our Terms of Use; support our detection of, prevention of, or response to fraud or intellectual property infringement; help protect your safety or security; or protect the safety and security of the Services, our services, or any individual.

Transfer of Business Assets: As we continue to develop our business, we might acquire or buy other businesses or assets. In such transactions, customer information generally is one of the transferred business assets. Also, we may transfer any information we have about you as an asset to third parties in connection with the consideration, negotiation, or completion of a merger or sale (including transfers made as part of insolvency or bankruptcy proceedings) involving all or part of UEDF, and/or the UEDF Affiliates, or as part of a corporate reorganization or stock sale or other change in corporate control, for the purposes of such third parties carrying on our business in relation to the continued provision of our services to you as described in this Privacy Policy.

Additional Sharing: From time to time we share your information with our attorneys, banks, auditors, securities brokers and other professional service providers and advisors in connection with the purposes described above.

The following categories of your personal information may be shared with these parties:

Identifiers;

Commercial information;

Internet or other electronic network activity information;

Financial information;

Professional information;

Education information; and

Inferences drawn from any of the above information categories. Because we operate as part of a global business, the recipients referred to above may be located outside the jurisdiction in which you are located (or in which we provide the Services). See the section on "International Transfers of Personal Information" below for more information.

Your Choices

If you wish to stop receiving marketing information concerning our services or products, or if you wish to withdraw any consent that you have provided, please contact us by email at

members@uedf.org to notify us of your wishes.

International Transfers of Personal Information

We may transfer, process, and store your personal information outside of your home country, including in the United States and Canada. For the avoidance of doubt, if you are resident in the European Economic Area ("EEA") this may include the transfer of your personal information from within the EEA to a country outside of the EEA. We have put in place appropriate safeguards for international transfers, such as standard contractual clauses approved by the European Commission as well as technical safeguards in accordance with legal requirements and the recommendations of the European Data Protection Board. For more information on the appropriate safeguards in place, please visit: Uedf.org

Your Rights in relation to Your Personal Information

Subject to local law, you may have certain rights regarding your personal information. These may include, depending on the circumstances, the following rights to: access your personal information; rectify the personal information we hold about you; erase your personal information; restrict our use of your personal information; object to our use of your personal information; receive your personal information in a usable electronic format and transmit it to a third party (also known as the right of data portability); receive additional information regarding the sources from which we collect information, the purposes for which we collect and share personal information, the information of yours we hold, and the categories of parties with whom we share your information; lodge a complaint with your local data protection authority; and withdraw any consent you have given to uses of your personal information. If you would like to discuss or exercise the rights you may have, feel free to contact us via email at

members@uedf.org

California residents should consult the California Privacy Rights section below for additional information about rights regarding personal information.

If you are a registered user of the Services, you may access your personal account information online and make changes by logging into your account.

You may exercise your rights without fear of being denied goods or services. We may, however, provide a different level of service or charge a different rate as permitted by applicable law.

Your California Privacy Rights

California law requires that we describe certain disclosures of personal information that involve monetary or other consideration. California law treats such disclosures as “sales” even if no money is exchanged. As disclosed in Section 5, above, we may disclose personal information with subsidiaries, affiliates, and business partners for their marketing use and so that they may develop and improve products and services, and subject to applicable law send you promotional and informational communications. Some such disclosures may constitute “sales” under California law and involve the disclosure of personal information to:

Subsidiaries, UEDF Affiliates, and business partners.

The following categories of your personal information may be disclosed in association with such sales:

Identifiers;

Protected characteristics;

Commercial information;

Internet or other electronic network activity information;

Financial, medical, or health insurance information;

Audio, electronic, visual, or similar information, such as photographs or voice recordings;

Professional information;

Education information; and

Inferences drawn from any of the above information categories. In addition to the access, disclosure, and erasure rights described in Section 8 above, you have the right to opt-out of the sale (as described above) of your personal information. You may exercise that right by sending a request to members@uedf.org with “Do Not Sell My Personal Information” on the subject line and in the body of your message.

Under California's "Shine the Light" law, California residents who provide personal information in obtaining products or services for personal, family or household use are entitled to request and obtain from us once a calendar year information about the customer information we shared, if any, with other businesses for their own direct marketing uses. If applicable, this information would include the categories of customer information and the names and addresses of those businesses with which we shared customer information for the immediately prior calendar year (e.g. requests made in 2020 will receive information regarding 2019 sharing activities).

To obtain this information, please send an email message to members@uedf.org with "Request for California Privacy Information" on the subject line and in the body of your message.

In order for us to authenticate your request, you must include the following information:

Your first name

Your last name

The full address of your primary residence, including country and state

The UEDF product or service to which you are subscribed

The email address we have on file for you as well as the email address at which we should contact you about the request

Please also indicate what action you are requesting, i.e. return and/or deletion of your personal information, ‘do not sell’, etc.

The preceding information is necessary to authenticate your request and will be held by UEDF for legal and regulatory purposes, including to comply with any rules or regulations promulgated to self-regulatory bodies, for the length of time necessary to comply. If we are unable to authenticate your request we will reply as such to the email address from which your request originated. We will provide the requested information, along with any details of actions we’ve taken, to you at the email address you specify in your request.

Please be aware that not all information sharing is covered by the "Shine the Light" requirements and only information on covered sharing will be included in our response.