Disclaimer & Email Legal Notice

01 Confidentiality and the intended recipient

Communications from the coalition are intended solely for the named addressee(s) and may contain information that is confidential, proprietary, commercially sensitive, or legally privileged. If you are not the intended recipient — or responsible for delivering the message to the intended recipient — you are on notice that any use is unauthorised.

If you have received a communication in error, please notify the sender immediately by reply and then permanently delete the message and any attachments from every device and system on which they are held, including deleted-items and backup stores.

• Do not read further than necessary to identify that the message was misdirected.
• Do not use, copy, print, forward, disclose, distribute, or rely on the message or its attachments.
• Do not retain any copy. Unauthorised interception, use, or disclosure of another party’s communications may be unlawful in your jurisdiction.

02 Legal privilege is not waived

A communication that is subject to legal professional privilege, attorney–client privilege, litigation or work-product protection, or any equivalent doctrine does not lose that protection because it was sent, mis-addressed, forwarded, or received in error.

No privilege, confidence, or right is waived by the transmission of, or by any inadvertent disclosure arising from, an electronic communication. The coalition expressly reserves all such privileges and protections.

03 No offer, no contract, and no electronic signature

Unless a communication expressly and unambiguously states otherwise and is sent with actual authority to bind the coalition, nothing in an electronic communication is an offer, a solicitation, an acceptance, a counter-offer, a commitment, a waiver, a variation, or a legally binding obligation of any kind.

The coalition intends to be legally bound only by a definitive written agreement that has been negotiated, approved through its governance process, and signed by a duly authorised officer. A name typed in an email, an email signature block, a logo, or the mere sending of a message is not, and is not intended to be, an electronic or digital signature and does not evidence an intention to be bound.

This position is asserted having regard to electronic-transactions and electronic-signature laws including the U.S. Electronic Signatures in Global and National Commerce Act (E-SIGN) and the Uniform Electronic Transactions Act (UETA); the EU eIDAS Regulation; the UK Electronic Communications Act 2000; and the UNCITRAL Model Laws on Electronic Commerce and Electronic Signatures. Correspondence, drafts, and negotiations are exchanged on a “subject to contract” basis.

04 Not financial, investment, legal, tax, or other professional advice

Information in the coalition’s communications is provided for general information only. It is not, and must not be relied upon as, investment, financial, legal, accounting, tax, actuarial, or other professional advice, and it does not take account of your particular objectives, circumstances, or needs.

Nothing in any communication constitutes an offer to sell, a solicitation of an offer to buy, or a recommendation regarding any security, fund interest, note, loan participation, financial instrument, or investment product, in any jurisdiction, and no such offer or solicitation will be made except by means of formal offering or transaction documents to eligible persons and only where lawful. Any offer or solicitation directed to a person in a jurisdiction in which it would be unlawful is void.

Statements about future events, targets, pipelines, or results are forward-looking and inherently uncertain; actual outcomes may differ materially, and past performance is not a guide to future results. Audited financial statements and formal transaction documents — not electronic correspondence — are the authoritative record.

To the extent any communication touches on U.S. federal tax matters, it is not intended or written to be used, and cannot be used, for the purpose of avoiding tax-related penalties or promoting, marketing, or recommending any transaction. Seek advice from your own qualified professional advisers before acting.

05 Views expressed and authority to speak

Opinions, conclusions, and other information in a communication that do not relate to the official business of the coalition are those of the individual author and are not given or endorsed by the coalition.

Official positions of the coalition are communicated only through its authorised channels and named offices. No individual official is authorised to bind the coalition except within the scope of a mandate conferred through its governance process.

06 Transmission, security, and no warranty

Internet email and messaging are not guaranteed to be secure, timely, complete, virus-free, or error-free. Messages can be intercepted, corrupted, lost, delayed, arrive incomplete, or contain malicious code introduced without the sender’s knowledge.

While the coalition takes reasonable steps to screen its communications for malware, it gives no warranty that any communication or attachment is free of viruses or other harmful components, and it accepts no liability for any loss or damage arising from transmission errors, interception, corruption, delay, or from any virus or harmful code transmitted. The recipient is responsible for carrying out its own virus and integrity checks before opening or using any attachment.

07 Monitoring, filtering, and recording of communications

To protect its people, systems, and integrity, the coalition may monitor, filter, scan, archive, retain, and — where applicable — record communications sent to or from its systems, to the extent permitted by applicable law.

This is done for legitimate purposes including information security, malware and fraud prevention, regulatory and legal compliance, records management, service quality, and business continuity. Where local law requires notice to, or the consent of, participants (including certain employee-monitoring rules and all-party call-recording rules), the coalition acts consistently with those requirements. By corresponding with the coalition you acknowledge that such monitoring and recording may occur.

08 Personal data and privacy — a global summary

Where a communication contains personal data, the coalition acts as a controller (or, where applicable, processor) and handles that data in accordance with applicable data-protection law and its Privacy Policy. This section summarises the principal regimes the coalition has regard to; the Privacy Policy governs in detail.

Individuals generally have rights to be informed about, to access, to correct, to delete, to restrict or object to, and (where applicable) to port their personal data, and to complain to a supervisory authority. Personal data may be transferred across borders — including between the coalition’s hubs in the Americas, Africa, and Asia — under appropriate safeguards such as standard contractual clauses or an adequacy basis. Data is retained only as long as necessary for the purposes for which it was collected or as required by law, and material personal-data breaches are handled under the coalition’s incident procedures, including notification where the law requires it.

• European Union / EEA — GDPR (Reg. 2016/679) and the ePrivacy Directive on confidentiality of electronic communications.
• United Kingdom — UK GDPR and the Data Protection Act 2018; PECR for electronic marketing.
• Switzerland — the revised Federal Act on Data Protection (nFADP).
• United States — no single federal privacy statute; the CAN-SPAM Act for commercial email; sectoral laws such as GLBA and HIPAA where relevant; and state laws including California (CCPA/CPRA), Virginia (VCDPA), Colorado (CPA), Connecticut (CTDPA), Utah (UCPA), and Texas (TDPSA).
• Canada — PIPEDA and Canada’s Anti-Spam Legislation (CASL).
• Latin America — Brazil’s LGPD (and comparable regimes across the region).
• Africa — South Africa’s POPIA (and comparable regimes across the region).
• Asia-Pacific — Hong Kong PDPO, Singapore PDPA, China PIPL, Japan APPI, India’s DPDP Act 2023, and Australia’s Privacy Act.

09 Electronic marketing and your right to opt out

Where a communication is commercial or promotional in nature, it is sent in accordance with applicable anti-spam and electronic-marketing law, including CAN-SPAM (U.S.), CASL (Canada), and the GDPR/ePrivacy and PECR regimes (EU/UK).

Such communications identify the coalition as the sender, do not use deceptive headers or subject lines, and offer a clear means to unsubscribe. You may opt out of marketing communications at any time using the unsubscribe link in the message or by contacting the coalition; opt-out requests are actioned promptly and, where required, within the statutory period. Opting out of marketing does not stop essential transactional or legally required communications.

10 Sanctions, export controls, financial crime, and market conduct

Communications are not directed to, and are not intended to be received or acted upon by, any person where doing so would breach applicable law.

This includes economic and trade sanctions and export-control regimes administered by, among others, the U.S. Office of Foreign Assets Control (OFAC), the European Union, the United Nations, and the UK; and anti-money-laundering and counter-terrorist-financing laws. Nothing in any communication is intended to offer, promise, give, solicit, or accept any improper advantage, consistent with the U.S. Foreign Corrupt Practices Act, the UK Bribery Act 2010, and the coalition’s Anti-Corruption Policy.

A communication may contain material non-public information. Recipients must not deal, or procure or encourage another person to deal, in any financial instrument on the basis of inside information, and must not unlawfully disclose it, consistent with applicable market-abuse and insider-dealing law (including the EU Market Abuse Regulation and equivalent regimes).

11 Intellectual property

The content of the coalition’s communications, together with its names, logos, and trademarks, is owned by or licensed to the coalition and is protected by intellectual-property law.

No licence or right in that content or in those marks is granted by the sending or receipt of a communication. The coalition’s name and marks may not be used to state or imply endorsement, sponsorship, or affiliation without prior written permission.

12 Third-party content and links

Links, references, and attachments pointing to third-party websites, materials, or resources are provided for convenience only and do not constitute endorsement or verification by the coalition.

The coalition is not responsible for, and gives no warranty regarding, the content, accuracy, security, or availability of any third-party material, and accessing it is at your own risk and subject to the third party’s own terms.

13 Limitation of liability

To the maximum extent permitted by applicable law, the coalition and its member institutions, officers, employees, and agents accept no liability for any loss or damage — direct, indirect, incidental, special, consequential, or otherwise — arising from the receipt, opening, use of, or reliance on any communication or attachment, or from any error, omission, interception, delay, or malicious code.

Nothing in this notice excludes or limits any liability that cannot lawfully be excluded or limited, including, where applicable, liability for fraud or fraudulent misrepresentation or for death or personal injury caused by negligence.

14 Governing terms, language, and interpretation

This notice is a general statement that operates alongside the coalition’s Privacy Policy, Terms of Use, Cookie Policy, and other published policies, and alongside any specific agreement between you and the coalition, each of which prevails over this notice to the extent of any conflict on its subject matter.

This notice is published in English; any translation is provided for convenience only, and the English version governs in the event of any inconsistency. If any provision of this notice is held to be invalid or unenforceable, the remaining provisions continue in full force. No failure or delay in enforcing any provision is a waiver of it. Headings are for convenience only.

15 Contacting us and exercising your rights

Questions about this notice, requests to exercise data-protection rights, and reports of a communication received in error can be directed to the coalition’s legal and data-protection contacts.

General legal and communications matters: legal@uedf.org. Data-protection and privacy requests, including access, correction, and deletion: privacy@uedf.org (data-protection office: dpo@uedf.org). General correspondence: hq@uedf.org. Where you are in the EU/EEA or UK and believe your data-protection rights have been infringed, you also have the right to lodge a complaint with your local supervisory authority; the coalition asks that you contact it first so it can try to resolve the matter.

16 Environmental note

Please consider whether you need to print an email or this notice before doing so.

17 Changes to this notice

The coalition may update this notice from time to time to reflect changes in its practices or in the law. The version published at uedf.org/disclaimer, bearing the effective date shown above, is the current version and supersedes all earlier versions.

18 Short-form notice for email signatures

The compact statement below is the version intended for an email footer. It links here for the full text and may be copied verbatim:

“This email and any attachments are confidential and may be legally privileged. It is intended only for the named recipient. If you have received it in error, please notify the sender and delete it; any use, copying, or disclosure is prohibited. This email is not an offer, acceptance, or electronic signature and does not bind the United Economic Development Fund unless confirmed in a signed written agreement. It is not investment, legal, or tax advice, nor an offer or solicitation of any security. Internet email is not secure and may carry viruses; we accept no liability for transmission errors or malware. Communications may be monitored and recorded where lawful, and personal data is handled under our Privacy Policy. Full legal notice: https://uedf.org/disclaimer.”